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Green  Loans
Green Loans: UCB has made a commitment to the environment and hope that you will join us. If you are interested, we’d  like to help you by making it more affordable. UCB offers loans at a reduced interest rate to help you purchase a new hybrid car, an environmentally friendly home or business or just upgrade your current home or business building to become more environmentally friendly. Stop by UCB today and see how our atrium is just the beginning of going green at UCB.


Green Building: Green buildings and homes demand a greater initial investment up front,
but save money in operating costs throughout the useful life of the building. UCB can help by providing funding with higher loan to value ratios to help green builders borrow enough money to cover higher costs of construction. Energy performance improvements will increase asset value over the long run. Other benefits of building green include tax incentives and zoning incentives. The green concept should be incorporated from the very beginning of the project, starting at the design phase.









Hybrid Car Loans:
Most consumers are drawn to hybrid vehicles because they get better gas mileage than regular gas engine cars. However, there are a number of additional advantages:

• Less emissions due to smaller, more efficient engines
• Lower consumption of natural resources
• In some cases, lower maintenance costs
• Longer range between gasoline fill-ups
• High-tech designs and cutting-edge technology
• Loan Details: New cars only; extended credit terms for qualified credit applicants.
Union Credit Bank    |  1150 South Miami Ave.    Miami Florida 33130 | Phone: 305-398-9000   Fax: 305-372-0246    |
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Green Home Equity Line of Credit: This is an interest only revolving line of credit based on the equity in your home. Qualified borrowers will receive a lower interest rate from UCB if their home meets certain standards of the US Green Building Council or the Florida Green Building Coalition (FGBC) for the “Green Home Designation.” By using the equity in the home the customer can secure a loan for home improvements, college expenses, the purchase of a new or used vehicle, to go on a vacation and any other financial needs the customer may have.